Business Plan Services
Business Plan Writing Service, Lender-Ready in 7 Days
80% of loan applications fail.
Yours doesn't have to.
We write lender-ready business plans that have helped founders worldwide secure SBA loans, UK Start Up Loans, BDC financing, and high street bank facilities from £40K / $50K up to £4M / $5M and beyond. Our business plan writing service covers every major loan programme.
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Get a free quote in
1 business day
Tell us what you need and we'll put together a custom quote. No obligation, no pressure.
Your application is getting rejected
for reasons you can fix
Lenders reject up to 80% of small business loan applications. The most common reason is not the business, it is the business plan itself.
Weak financial projections
Underwriters stress-test your numbers before you walk through the door. If your 3-year forecast cannot withstand scrutiny, the conversation ends before it starts.
Poor plan structure
Lender-grade business plans require specific sections in a specific order. Miss one, management qualifications, market analysis, use of funds, and the application stalls.
Missing programme compliance
Every loan programme has its own documentation rulebook: SBA 7(a), 504 and Microloans in the US; Start Up Loans and British Business Bank in the UK; BDC and CSBFP in Canada. A generic business plan triggers immediate red flags.
No professional presentation
Loan officers review dozens of applications weekly. A DIY business plan that looks like it was written in Word at midnight signals the same about how you will run the business. A professional business plan writer ensures every page reflects the discipline your business demands.
Everything your lender
needs to say yes
Built to the institutional 9-section standard used by SBA, Start Up Loans, BDC and high street banks. Every plan includes:
Lender-Compliant Business Plan
40-60 page plan covering all 9 required sections: executive summary, company description, market analysis, organisation, service line, marketing, funding request, financial projections and appendix. Formatted to your lender's standard.
3-5 Year Financial Projections
Profit & loss, cash flow, balance sheet, break-even analysis and debt service coverage ratio. Built in Excel by financial analysts, not AI. Currency and tax treatment matched to your market.
Market Research & Analysis
TAM, SAM, SOM sizing. Local competitive landscape. Industry benchmarks from IBISWorld, Statista, ONS, Census, BLS and equivalent national sources. Specific to your market.
Use of Funds Breakdown
Detailed allocation of loan proceeds with supporting documentation. Formatted exactly how lenders want to see it.
Management & Team Profiles
Professional bios, relevant experience and organisational structure. Positioned to demonstrate operational capability, whether you are an LLC, Ltd, Inc, Pty Ltd or sole trader.
Unlimited Revisions
We revise until your lender is satisfied. If they come back with questions or change requests, we update the plan at no extra cost.
Built from scratch. Every time.
No templates. Every plan custom-written around the business, the market and the lender's requirements.
Click any plan to preview sample pages
Results, not promises
Rated 4.5/5 across 150+ reviews on Trustpilot and other platforms.
"Worked well with my team and delivered a 5-day project in 48 hours. Raised over £1M. Would highly recommend."
Daniel C.
Mobile Telecom Startup
Raised £1M+"Complete 36-page Investor Deck within a week, even after a few revisions. They are incredibly knowledgeable, responsive and professional."
James H.
Tech Startup
Investor deck delivered"From start to finish, their professionalism, creativity and deep industry insight were evident in every step."
Robert C.
GreenTech
Raised funding"The business plan got me immediate acceptance for a corporate dealership license and funding."
Ahmed F.
Logistics Startup
Secured funding"From day 1 of explaining my requirements to the effort put into executing my desire is nothing short of amazing."
Thomas W.
Startup Founder
Business plan delivered"Very friendly team and very professional. I really enjoyed going through financial forecasting with Mo."
Michaela R.
Health & Wellness Startup
Financial model delivered"Worked well with my team and delivered a 5-day project in 48 hours. Raised over £1M. Would highly recommend."
Daniel C.
Mobile Telecom Startup
Raised £1M+"Complete 36-page Investor Deck within a week, even after a few revisions. They are incredibly knowledgeable, responsive and professional."
James H.
Tech Startup
Investor deck delivered"From start to finish, their professionalism, creativity and deep industry insight were evident in every step."
Robert C.
GreenTech
Raised funding"The business plan got me immediate acceptance for a corporate dealership license and funding."
Ahmed F.
Logistics Startup
Secured funding"From day 1 of explaining my requirements to the effort put into executing my desire is nothing short of amazing."
Thomas W.
Startup Founder
Business plan delivered"Very friendly team and very professional. I really enjoyed going through financial forecasting with Mo."
Michaela R.
Health & Wellness Startup
Financial model delivered"They supported us with Pitch Deck Design, Research and Content. Would recommend."
Mark O.
Accessible Tech
Pitch deck delivered"Quick turnaround. Professional and polished. Great collaborator. Will use again."
Brendan D.
Investor
Quick turnaround"The Pitch Deck allowed me to successfully raise seed capital."
Priya T.
LegalTech Startup
Raised seed capital"Worked with the Avvale team on our business plan, pitch deck, website and marketing efforts."
Chris D.
Early-Stage Startup
Full investor set"One of the best people I have had the pleasure of working with. Smart, attentive and honest."
Sarah K.
EdTech Founder
Long-term partnership"Second time using Avvale and once again I was exceptionally impressed."
Nick C.
Repeat Client
Repeat client"They supported us with Pitch Deck Design, Research and Content. Would recommend."
Mark O.
Accessible Tech
Pitch deck delivered"Quick turnaround. Professional and polished. Great collaborator. Will use again."
Brendan D.
Investor
Quick turnaround"The Pitch Deck allowed me to successfully raise seed capital."
Priya T.
LegalTech Startup
Raised seed capital"Worked with the Avvale team on our business plan, pitch deck, website and marketing efforts."
Chris D.
Early-Stage Startup
Full investor set"One of the best people I have had the pleasure of working with. Smart, attentive and honest."
Sarah K.
EdTech Founder
Long-term partnership"Second time using Avvale and once again I was exceptionally impressed."
Nick C.
Repeat Client
Repeat clientReal results from
real businesses
Client details disguised for confidentiality. Outcomes are real.
$1.2M Lender Loan Approved After Prior DIY Rejection
A self-storage developer had his loan application rejected twice using a DIY plan. The financials lacked DSCR analysis and the plan failed to meet institutional 9-section compliance. Avvale rebuilt the plan from scratch with institutional-grade projections, a detailed DSCR analysis, competitive radius study and unit-mix optimisation model, all structured to the lender's preferred standard. The lender approved the loan on first submission.
£600K Practice Acquisition Loan, Approved Without Revisions
An orthodontist acquiring an established practice needed a bank facility for practice acquisition. The lender required a comprehensive plan covering practice valuation, patient retention modelling and payer-mix breakdown. Avvale delivered a plan with five-year growth projections, referral pipeline analysis and a detailed revenue mix model, all formatted to institutional standards. The lender approved without a single revision request.
£280K Loan for Artisan Gelato Cafe Buildout
A family opening an artisan gelato shop and cafe needed financing for restaurant fit-out, imported equipment and initial stock. Avvale created a 48-page lender-compliant plan with granular menu cost analysis, local foot-traffic studies, seasonal revenue modelling and three-year cash flow projections with DSCR ratios. The lender funded the full requested amount within weeks of submission.
and 300+ more
From brief to
lender-ready
As your dedicated business plan writers, we handle the heavy lifting. You stay focused on running your business.
Strategy call
30 minutes. We learn your business, loan goals and lender requirements. SBA, Start Up Loans, BDC or a high street bank, we tailor the plan to the programme.
Research and writing
Financial analysts, writers and market researchers build your plan from scratch. Every number sourced. Every section lender-compliant.
Review and deliver
You review, we refine with unlimited revisions. Final deliverables: Word, PDF and Excel financial model. Lender-ready.
Fixed price. No surprises.
Yours to keep. No recurring fees. Unlimited revisions included.
- Lender-compliant business plan
- Executive summary
- Company & market overview
- 3-year financial projections
- Use of funds breakdown
- Editable files (Word + PDF)
- 10 working days
- Everything in Essential
- 5-year financial model (Excel)
- Detailed market research
- Competitive analysis
- Management team profiles
- Unlimited revisions
- 7 working days
- Everything in Standard
- Investor-ready pitch deck
- Executive summary one-pager
- Curated lender target list
- 2 rounds of lender Q&A support
- Dedicated project manager
- 10 working days
Every business plan writing service package includes unlimited revisions. We take on 8-10 projects per month to maintain quality. Book your call to secure your spot.
Written and edited by Muhammad Tayyab Shabbir
Muhammad set up Avvale because building companies is the problem he cares most about, and because ambitious founders deserve consulting that punches above its price. Since 2020 he has helped 300+ founders across 30 countries raise more than $500M from VC funds, SBA, Start Up Loans, BDC, bank facilities, and visa-route programmes, with clients going on to pitch on Shark Tank and Dragon's Den. He holds an MSc in Theoretical Physics from University College London, where he co-authored a Classical Mechanics textbook still on the UCL syllabus, and spent six months at the European Space Agency modelling the orbital path of the JUICE mission around Ganymede before declining the PhD offer that followed. Every plan Avvale produces gets that same engineering and evidence mindset: every number sourced, every assumption stated, every model reproducible.
Common questions
Your loan application deserves
a plan that gets approved
Need help with your business plan? Book a free strategy call. We review your situation, identify the gaps and tell you exactly what your lender needs to see.
30-minute strategy session · No obligation
Or send us your brief. We reply within one business day.
Like what you see? Every plan is written from scratch for your business.