Equipment & Storage Setup for a Kerosene Retail Operation

Before purchasing your first gallon of product, your physical infrastructure determines both your compliance status and your margin structure. A pump-only depot (customers fill their own containers) has the lowest capital entry but also the lowest revenue ceiling. A hybrid model, depot pump plus a delivery truck working a residential route, generates 40-60% more revenue per unit of capital deployed.

The single most consequential decision is tank sizing. A 2,000-gallon aboveground tank gets you started at lower cost but requires restocking more frequently, which means more frequent exposure to spot wholesale price swings. A 5,000-10,000-gallon tank allows bulk purchasing at lower per-gallon cost and provides a buffer during cold-snap demand spikes. Most operators in the US Northeast begin with a 3,000-gallon double-wall fiberglass aboveground storage tank (AST).

Core Equipment Checklist with Price Ranges

• Aboveground storage tank (AST), 2,000-10,000 gal double-wall fiberglass or steel, $8,000-$35,000 (£6,000-£22,000). Must meet EPA 40 CFR Part 280 or equivalent state AST regulations. In the UK, OFTEC Technical Book 3 governs domestic oil tank installations.
• Self-contained fuel dispenser / metered pump unit, $3,000-$10,000 (£2,000-£7,000). For undyed kerosene sold tax-free in the US, the pump must be a designated "blocked pump" with clear 1-K grade signage. Gilbarco Veeder-Root and Wayne Fueling Systems are the two dominant US pump manufacturers.
• Delivery tanker truck (used, 1,500-3,000 gal tank body), $25,000-$80,000 (£18,000-£55,000). Most entry-level operators purchase a 10-15-year-old single-axle truck from a retiring dealer. Key specs: aluminum tank body, internal baffles, sealed hose reel, and an accurate totalizing meter (Liquid Controls or FMC Technologies recommended).
• Spill containment and secondary containment berm, $1,000-$4,000 (£700-£2,500). EPA and state fire codes require secondary containment capable of holding 110% of the largest tank's volume.
• Fire suppression equipment and NFPA-compliant safety signage, $800-$2,500 (£600-£1,800). Most US state fire marshals require a minimum 20-lb ABC dry-chemical extinguisher per 2,500 sq ft of storage area.
• Blue safety cans (5-gal, HDPE) for retail counter sales, $15-$25 each; stock 20-50 for resale. Many US jurisdictions require kerosene to be stored and sold in blue containers to differentiate it from red (gasoline) and yellow (diesel) cans at a glance.
• Point-of-sale system and delivery-route software, $500-$2,500 (£400-£1,800). Options include FuelCloud, Dossier Systems, or simple spreadsheet-based route sheets for single-truck operations.
• IRS blocked pump documentation kit (US only), $200-$600. Includes buyer log binders, signage templates, and a brief from a tax attorney confirming your recordkeeping format meets IRS requirements for 5-gallon-or-more retail transactions of undyed kerosene.

Pump vs. Route: Which Model Fits Your Market?

A pump-only depot in a high-traffic rural area, say, outside Bangor, Maine, or in rural Pennsylvania's anthracite coal country, can sell 40,000-70,000 gallons per year with minimal staff. Revenue at a $0.45/gallon margin: $18,000-$31,500. That is a modest living, but the model requires almost no ongoing labor cost and scales through reputation alone.

A route-based delivery operation building 150 residential accounts at an average order of 150 gallons, six orders per household per heating season, generates 135,000 gallons annually. At a $0.60/gallon blended margin: $81,000 gross on fuel. Add accessories (wicks, heater parts, portable stoves) at 30-35% margin and the economics change substantially. Most operators with route books of 200+ accounts in the Northeast US report gross revenues of $180,000-$350,000, with EBIT margins of 8-14% before debt service.

Startup Costs, Funding Routes & Break-Even Targets

A kerosene retail operation in the US requires $40,000-$200,000 to launch depending on scale, geography, and whether you purchase or lease your delivery truck. UK operators typically spend £25,000-£130,000. The wide ranges reflect the difference between a single-pump rural depot and a multi-truck delivery business entering a suburban market.

Two cost items catch first-time operators off-guard. First, initial inventory: stocking a 3,000-gallon tank at $3.50/gallon wholesale costs $10,500 before a single sale. Second, regulatory compliance: between state petroleum dealer licensing, tank permits, secondary containment construction, and an attorney's review of your blocked-pump documentation, compliance costs in heavily regulated states (New York, Massachusetts, California) can reach $7,000-$15,000 before you open.

Detailed Cost Breakdown

• Aboveground storage tank (2,000-10,000 gal), US: $8,000-$35,000 / UK: £6,000-£22,000. Double-wall fiberglass is the current standard for new installations; steel tanks require cathodic protection.
• Delivery tanker truck (used, single-axle), US: $25,000-$80,000 / UK: £18,000-£55,000. Buying used reduces entry cost but means budgeting $3,000-$8,000 annually for maintenance.
• Dispensing pump and meter system, US: $3,000-$10,000 / UK: £2,000-£7,000.
• Secondary containment berm and site prep, US: $1,500-$6,000 / UK: £1,000-£4,000.
• Initial kerosene inventory (5,000 gal), US: $15,000-$22,500 / UK: £8,000-£14,000 (based on current wholesale pricing).
• Business formation, insurance, bonding, US: $2,000-$6,000 / UK: £1,500-£4,000. Commercial liability coverage for petroleum dealers typically runs $1,800-$3,500/year in the US.
• State petroleum dealer licence and tank permits, US: $300-$2,000 / UK: £200-£1,500 (HMRC RDCO registration + local authority petroleum storage notice).
• Signage, branding, website, and marketing launch, US/UK: $1,000-$3,500. Include Google Business Profile setup, most residential kerosene buyers search "kerosene delivery near me" before calling.
• Working capital reserve (3 months operating costs), US: $8,000-$20,000 / UK: £5,000-£14,000. Kerosene is a seasonal product, cash flow is heavily weighted to the October-March period.

Funding Routes

SBA 7(a) loans, Kerosene retailers fall under NAICS code 45721 (Fuel Dealers). The SBA size standard for this code is $15 million average annual receipts, meaning almost all independent dealers qualify. SBA 7(a) loans up to $500,000 are available for working capital, equipment, and inventory; the 504 programme covers real estate and heavy equipment above $350,000. Typical approval timelines run 60-90 days through a Preferred Lender Programme (PLP) bank.

UK Start Up Loans, Government-backed unsecured loans of £500-£25,000 at 6% fixed interest are available through the British Business Bank for businesses under 36 months old. The application requires a business plan, cash flow forecast, and a personal budget. For larger capital needs (tank installation, truck purchase), most UK fuel dealers use commercial asset finance, with rates currently 6.5-9% on used vehicles.

Equipment financing, Both US and UK operators routinely finance delivery trucks through specialist agricultural and commercial vehicle lenders. In the US, companies like Ascentium Capital and GreatAmerica Financial Services offer petroleum dealer equipment lines. In the UK, Close Brothers Asset Finance and Bibby Financial Services are active in the fuel dealer sector.

Break-Even Analysis: A Worked Example

A Bangor, Maine-based dealer starts with a 3,000-gallon AST, one delivery truck, and a 150-account residential route book. Fixed monthly costs: truck loan ($650), insurance ($260), site lease ($400), software ($80) = $1,390/month. At a $0.55/gallon blended margin (pump + delivery), break-even volume is 2,527 gallons/month, roughly 17 deliveries of 150 gallons each. A mature route of 150 accounts, each ordering 6 times per year at 150 gallons, delivers 1,350 orders × 150 gal = 202,500 gallons annually, or ~16,875 gallons/month. The break-even in month 11 (as route volume builds) is a realistic target for a first-year operator.

Wholesale Suppliers & Distribution Channels for Kerosene Retailers

Your wholesale supply arrangement is the single biggest lever on your margin. Kerosene retail dealers typically source through one of three channels: rack pricing at a petroleum terminal (lowest price, requires volume commitments), a regional jobber or distributor (moderate price, more flexible minimum orders), or a national fuel distributor with territory agreements (higher price, marketing support and brand affiliation).

For a new operator, the regional jobber is the practical starting point. You will not have the volume to command rack pricing, but you can typically negotiate net-30 terms once you have 90 days of payment history, critical for managing cash flow in a seasonal business.

Named US Wholesale and Distribution Sources

• Ricochet Fuel Distributors (Texas, Southeast US), bulk kerosene supply for depots and job sites; 24/7 delivery capability; serves commercial and light-retail operators across the Sun Belt.
• Taylor Oil Co. (Massachusetts), wholesale and retail supply across six northeastern states including MA, NJ, CT, PA, RI, and MD; strong presence in the New England heating oil corridor.
• Foster Fuels Inc. (Virginia), residential kerosene and heating oil delivery; also serves as a regional supplier to smaller independent dealers in Virginia, West Virginia, and the Carolinas.
• Holtzman Oil / Holtzman Corp (Shenandoah Valley, VA), supplies 150+ retail station and commercial pump locations with clear kerosene; a useful benchmark for how a mature kerosene distribution network prices its wholesale tier.
• White Mountain Oil & Propane (New Hampshire / Maine), family-owned since 1941; supplies residential and light-commercial accounts across the Northern New England corridor; model example of a multi-decade independent fuel dealer.

Named UK Wholesale and Distribution Sources

• Crown Oil (Bury, Greater Manchester), 75+ years supplying domestic kerosene across the UK; fast 48-hour delivery; widely cited as a benchmark price reference for independent UK dealers.
• Nationwide Fuels (UK-wide), kerosene is their highest-volume residential product; useful for comparing wholesale tender prices against your own regional supplier.
• Beesley Fuels (Northwest England), 50+ years in fuel supply; serves both retail customers and independent re-sellers in the North of England.
• 123 Oil (UK), online-first kerosene supplier serving residential and small-commercial accounts; their pricing model illustrates how a digital-first competitor prices against traditional phone-order dealers.

Sourcing Strategy: What Operators Get Wrong

New dealers often buy from a single supplier without checking the rack index. The EIA publishes weekly wholesale heating oil prices by Petroleum Administration for Defense District (PADD), cross-referencing your quoted price against the EIA Heating Oil and Propane Update every Monday morning tells you immediately whether your supplier's delivered price is competitive. A $0.08/gallon overpay on 80,000 annual gallons is $6,400 straight off the bottom line.

In the UK, check spot prices against the HMRC excise duty schedules before locking in seasonal supply contracts. Domestic kerosene receives a reduced duty rate versus industrial applications, your supplier invoice should clearly show the duty classification or you risk unexpected tax liability on a HMRC audit.

Licensing, Compliance & Regulatory Requirements

Kerosene sits at the intersection of tax law, environmental regulation, and fire safety code, three separate regulatory tracks that must all be satisfied before your first retail sale. The good news: none of these licences is difficult to obtain for a well-prepared applicant. The risk is attempting to trade without them, which exposes you to product seizure, back-tax liability, and civil penalties.

United States

IRS Blocked Pump Registration (undyed kerosene). Most residential kerosene is sold as undyed (clear) 1-K grade at reduced or zero excise tax when dispensed from a designated "blocked pump." The IRS requires that the pump be physically configured or locked to prevent dispensing into a vehicle fuel tank, and that the retailer maintain records of every sale of five gallons or more: date, buyer name, buyer address, and quantity. There is no registration fee, but the IRS can assess back taxes plus penalties on unreported commercial use if your records are incomplete. The legal framework is 26 U.S.C. § 4081 and its implementing regulations.

State Petroleum Dealer Licence. Every US state with a significant heating oil market (Maine, New Hampshire, Vermont, Massachusetts, New York, Pennsylvania, Ohio, Maryland) requires a separate petroleum dealer or liquid fuel dealer licence. Costs range from $100 (Vermont) to $750 (New York). Processing times run 4-12 weeks. Most states require proof of commercial liability insurance as part of the application.

AST/UST Storage Permit. If your tank is above ground, most states require a permit from the state environmental agency plus notification to the local fire marshal. The EPA's technical standards for aboveground storage tanks are in 40 CFR Part 1090 (fuel quality) and state fire codes generally reference NFPA 30 (Flammable and Combustible Liquids Code). Permit costs: $200-$1,500 per tank, plus a site inspection. California, New Jersey, and Washington State have additional UST/AST requirements beyond the federal floor.

United Kingdom

HMRC Registered Dealer in Controlled Oils (RDCO). Any UK business selling rebated fuel, including domestic-grade kerosene (heating oil, 28-second oil) at the reduced duty rate, must be registered as an RDCO with HM Revenue & Customs before making the first delivery or sale. Registration is free but typically takes 4-8 weeks. Under the Hydrocarbon Oil (Marking) Regulations 2002, domestic kerosene must contain Solvent Yellow 124 as a chemical marker. From January 2024, the additional marker n-butyl phenyl ether (a change introduced jointly with Ireland to combat cross-border fuel fraud) must also be present. Selling improperly marked kerosene as rebated fuel is a criminal offence under the Hydrocarbon Oil Duties Act 1979.

Petroleum (Consolidation) Regulations 2014. Storage of petroleum products (including kerosene) above the exempt threshold, generally 30 litres for retail premises, requires notification to or a licence from the local authority, administered through the fire and rescue authority. Annual fees for small commercial depots typically run £150-£500. The Health and Safety Executive's Dangerous Substances and Explosive Atmospheres Regulations (DSEAR) 2002 also apply to any site where flammable liquids are stored or dispensed.

Australia (Third-Jurisdiction Reference)

Australian kerosene retailers must hold an ATO fuel tax credit registration and a state dangerous goods licence for storage above 250 litres (thresholds vary by state: WorkSafe Victoria, SafeWork NSW, and their equivalents). The Australian Taxation Office's licence to store fuel and petroleum products covers commercial storage. From 2025-26, Australia's Minimum Stockholding Obligation (MSO) requires kerosene importers to hold 27 days of supply in reserve, a policy that affects wholesale pricing and is worth tracking for operators with import ambitions.

Revenue Streams, Margin Structure & Unit Economics

Kerosene retail is not a high-margin business on any individual transaction. The money is made through volume, route density, and the attachment of higher-margin ancillary products to each customer relationship. Operators who treat it purely as fuel-in, fuel-out earn thin returns; operators who build route books of 200+ loyal accounts with a 3-4 product basket per account generate sustainable, bankable businesses.

Per-Gallon Economics

The EIA publishes weekly residential heating oil and kerosene retail prices. As of the 2024-25 heating season, retail 1-K kerosene averaged $4.10-$4.80/gallon across the US Northeast, against a wholesale rack price of approximately $3.50-$4.25/gallon. That gives a raw spread of $0.35-$0.65/gallon before operating costs. On a delivery-route basis, operators typically add $0.15-$0.20/gallon for the delivery service fee, raising effective margin to $0.50-$0.85/gallon.

In the UK, domestic heating oil (kerosene, 28-second oil) retail prices averaged 68-78 pence per litre during the 2024-25 season, against wholesale prices of 58-68p/litre, a spread of approximately 8-12p/litre (roughly £0.36-£0.55/gallon equivalent). UK operators delivering to rural properties in Wales, Scotland, and Northern Ireland, where there is no mains gas, command a slight premium over southern England due to distance and demand concentration.

Revenue Mix: Fuel plus Accessories

Worked Revenue Example: Year 1 Depot-Plus-Route Model

A kerosene retailer based in Bangor, Maine builds a 150-account residential route book during their first year. Average account: 6 orders per heating season at 150 gallons each = 900 gallons per account annually. Total volume: 150 accounts × 900 gal = 135,000 gallons/year.

At a blended $0.55/gallon margin (pump + delivery weighted average): $74,250 gross on fuel. Accessories and ancillary products (wicks, heaters, blue cans) add $9,500 in revenue at 35% gross margin = $3,325 accessories gross. Total gross profit: $77,575.

Operating costs: truck loan ($7,800/yr), insurance ($3,200/yr), site lease ($4,800/yr), fuel for deliveries ($4,000/yr), software and admin ($1,200/yr), maintenance reserve ($4,000/yr) = $25,000/year. Net operating income: $52,575 before debt service and taxes. At a 12-month loan payment of $14,400 (SBA 7(a) at 10% over 7 years on $85,000), net income before tax in Year 1 approaches $38,175.

Seasonality Planning

Kerosene demand is acutely seasonal. In the US Northeast, roughly 75% of annual volume is sold between October and March. This means cash flow is strongly positive October-March and negative or flat April-September. A working capital reserve of 3-4 months of fixed costs is not optional for a new operation, it is what prevents a late-August cash shortage from forcing a distressed wholesale purchase at peak pre-season prices. UK operators face a similar but slightly less extreme seasonal curve, with Wales and Scotland seeing demand extend into May.

Additional Revenue Streams

• Fixed-price seasonal contracts, offer customers a pre-buy price in August at a slight premium to expected winter spot, guaranteeing your supply revenue while locking in a margin on committed volume. Many Northeast US dealers derive 20-35% of their annual volume from pre-buy contracts.
• Appliance sales and servicing, portable kerosene heaters (Dyna-Glo, Sengoku, Mr. Heater brands) sell at 25-40% gross margin; NFPA-certified heater service calls generate $80-$120/hour labor revenue.
• Commercial accounts, construction sites (temporary heating), small farms, and off-grid rural businesses are often underserved by large distributors and will pay $0.10-$0.25/gallon above residential delivery rates for reliable scheduled supply.
• Fuel tank rental, leasing a 275-gallon tote tank to residential customers at $15-$25/month generates recurring revenue and locks in the customer relationship.

The Kerosene Retail Market in 2026

The global kerosene market was valued at $52.0 billion in 2025, according to ReAnIn's 2025 Kerosene Market Report, growing at a CAGR of 2.0% to reach approximately $60 billion by 2032. A parallel analysis from Verified Market Reports puts the 2024 baseline at $49.65 billion and projects $73.68 billion by 2033 on a faster 5.03% CAGR, the divergence partly reflects whether sustainable aviation fuel (SAF) volumes are counted in the kerosene aggregate.

For retail dealers, the relevant segment is residential and light-commercial heating, a market heavily concentrated in the northeastern United States, rural UK, Ireland, and parts of Northern Europe. In the US, EIA data indicates that more than 4.5 million households still use kerosene as a primary or supplemental heating fuel, with usage concentrated in Maine, New Hampshire, Vermont, New York, Pennsylvania, and the Carolinas. Annual US kerosene consumption exceeds 2.1 million metric tons, with aviation turbine fuel accounting for approximately 68%, leaving a significant residential/commercial segment that independent retail dealers serve almost exclusively.

Market Dynamics That Shape Dealer Profitability

Three forces dominate the retail kerosene market outlook through 2030. First, the long-term decline of the customer base: the UK government's heat pump incentive and the US EPA's tightening of heating appliance efficiency standards are accelerating the shift away from kerosene-fired boilers in new installations. Existing kerosene users tend to be older, rural, and off-grid, a base that shrinks slowly but generates strong per-account loyalty.

Second, the concentration of the wholesale market: the four or five large terminal operators in any given PADD region have significant pricing power over small independent dealers. Margin compression is a structural risk that route density, reducing your cost-per-gallon-delivered, is the main defence against.

Third, the regulatory trajectory: both the US EPA and HMRC have tightened fuel quality and documentation requirements in recent years (EPA 40 CFR Part 1090 consolidation in 2022; HMRC marker regulation update in January 2024). Operators who are already fully compliant gain a competitive advantage as the compliance burden deters marginal new entrants.

For a new dealer, the actionable conclusion is this: enter a sub-region where 3-5 ageing independent operators are approaching retirement (check NAICS 45721 business counts on the US Census Bureau's County Business Patterns data), build route density in that sub-region before national distributors consolidate it, and do so with a fully compliant, documented operation from day one.

More Questions Operators Ask Before Starting

These questions appear regularly in conversations with prospective kerosene dealers. We have answered them with the specificity a planning conversation deserves.

What is the difference between 1-K and 2-K kerosene, and why does it matter to a retailer?

1-K grade kerosene has a maximum sulfur content of 0.04% (by weight) and is the only grade endorsed by the US Consumer Product Safety Commission for use in unvented portable heaters. 2-K grade allows sulfur up to 0.30%, its combustion in an indoor unvented appliance produces sulfur dioxide at levels that exceed OSHA's short-term exposure limit of 5 ppm. A retailer who sells 2-K as indoor heating fuel faces significant product liability exposure if a customer suffers carbon dioxide or SO2 poisoning. Most states' fire codes mandate clear grade labeling at the point of dispense; some specify blue pumps or containers exclusively for 1-K. Stock only 1-K for residential retail unless you have a commercial account with verified outdoor-or-vented-only use.

Do I need a special vehicle endorsement to drive a kerosene delivery truck?

In the US, a single-axle delivery truck with a tank body under 26,001 lbs GVWR does not require a Commercial Driver's Licence (CDL) in most states, but check your specific state's DMV rules, as some states set the threshold lower. A CDL-B with a hazmat endorsement is required for vehicles above 26,001 lbs or for any vehicle transporting placardable quantities of hazmat (generally 1,001 lbs or more of a flammable liquid). Kerosene is classified as a Class 3 Flammable Liquid (UN1223). In the UK, kerosene delivery under 1,000 litres typically falls below the ADR (Agreement concerning the International Carriage of Dangerous Goods by Road) placarding threshold, but drivers should carry the relevant SDS (Safety Data Sheet) at all times.

Can I sell kerosene from a farm or rural residential property?

Residential property retail is heavily restricted. In the US, most zoning ordinances prohibit commercial fuel sales from residential parcels. On agricultural land, some states permit incidental farm-use storage and on-farm fuel sales under an agricultural exemption, but selling to the public typically triggers commercial zoning review. The cleanest entry point is a light-industrial or commercial plot with a freestanding AST. In the UK, HMRC and local authority licensing both require a fixed commercial address for an RDCO registration.

How seasonal is the kerosene retail business, really?

In the US Northeast, approximately 70-80% of residential kerosene volume is sold October through March. May through September, many dealers see their delivery route volume drop by 85-90%. This is not a dealbreaker, it means the business runs on a working capital model: build cash October-March, manage costs carefully April-September, and use the off-season to build the route book (cold calls, community advertising) for next winter. Operators who try to run minimum cash reserves year-round consistently struggle in August and September, when pre-season tank fills begin but wholesale prices are at or near their annual peak.

What's the typical customer acquisition cost for a delivery route account?

Independent dealers report customer acquisition costs (CAC) of $80-$200 per residential route account in the US Northeast, through a combination of door-to-door canvas, Google Business Profile referrals, and word-of-mouth from existing accounts. The lifetime value of a residential route account, assuming 6 orders/year, $180 average revenue per order, at a 12% net margin, over 8 years, is approximately $1,037. An $80-$200 CAC against a $1,037 LTV is a 5-13x return. The unit economics justify aggressive route-building investment in the first two years.

Sample Business Plan: NorthernLite Fuel Co.

A complete business plan for a kerosene retail operation covers all of the above, plus a detailed 5-year financial model, route growth assumptions, competitive positioning, and funding narrative for SBA, bank, or investor presentation. See the template contents below, or book a call with our team for a fully bespoke version.

See also: Avvale Business Plan Writing Service and our full library of free business plan templates across 3,000+ industries.

What's Inside the Kerosene Retail Business Plan Template

The template is a fully structured Word document covering every section a bank, SBA lender, or investor will expect to see from a kerosene retail or fuel dealer applicant. Each section includes instructions, worked examples, and placeholder tables calibrated to the fuel dealer industry.

• Executive Summary, one-page overview: business concept, market opportunity, funding ask, and projected first-year revenue.
• Company Overview, legal structure, ownership, location, storage infrastructure, and operating model (pump-only, delivery, or hybrid).
• Market Analysis, kerosene demand data for your target sub-region, competitor landscape, customer segmentation (residential vs. commercial vs. agricultural), and market entry rationale.
• Products and Services, fuel grades carried (1-K, 2-K, and why), ancillary products, pricing structure, and contracted vs. spot sales mix.
• Operations Plan, site layout, tank and pump specifications, delivery route management, driver compliance, NFPA 30 storage compliance, and inventory management protocols.
• Regulatory Compliance Checklist, US: IRS blocked pump, state petroleum dealer licence, AST/UST permits. UK: HMRC RDCO, Petroleum (Consolidation) Regulations, DSEAR. Spaces for your specific jurisdiction's requirements.
• Marketing and Customer Acquisition, route-building strategy, seasonal pricing, fixed-price pre-buy contracts, Google Business Profile setup, and referral programme design.
• Management Team, founder background, key hires (driver, part-time admin), and advisory resources (accountant, fuel industry consultant).
• Financial Projections (5-year model), monthly Year 1 P&L, cash flow with seasonal weighting, break-even analysis, SBA loan repayment schedule, and balance sheet projections. Editable Excel model included with the $300 (£250) and $1,000 (£800) packages.
• Funding Request, loan amount, use of proceeds, collateral description, and repayment source analysis formatted for SBA 7(a) or Start Up Loan application.
• Appendices, site maps, tank specifications, sample buyer log format, insurance certificate template, and supplier reference letters.

The free template gives you the Word document structure with instructions. Our $300 / £250 Research + Content package fills in the market analysis, financials, and regulatory sections using your specific location and target volume. The $1,000 / £800 bespoke plan produces a fully investor-ready document with a custom 5-year Excel model in 10-14 business days.

For operators in related sectors, we also offer a petroleum products business plan writing service and templates for adjacent businesses including fuel distribution business plans.

Frequently Asked Questions