Business Plan Writers and Consultants in Singapore
Singapore packs more of Asia's capital into one city-state than almost anywhere on earth — Enterprise Singapore and the EDB have spent two decades turning it into the region's startup launchpad, and the Raffles Place skyline is wall-to-wall with the banks and funds that finance it. Whether you are pitching a Series A on Cecil Street or applying to DBS for a working-capital line in Geylang, the document underneath the conversation is a business plan. Avvale writes investor- and lender-ready plans for Singapore founders, delivered remotely. We are a London-based consultancy with no office here, and the seven-hour gap to London means your plan moves forward overnight.
Business plan services for Singapore businesses
Singapore's SME financing runs through three local giants — DBS, OCBC and UOB — and most government-backed lending flows through them under Enterprise Singapore's Enterprise Financing Scheme (EFS). The headline facility is the EFS SME Working Capital Loan, offering up to S$500,000 per borrower with a 50–70% government risk-share on default, alongside the EFS Fixed Assets Loan and Trade Loan, whose individual borrower caps were lifted from 1 April 2026 under Budget 2026.
Eligibility carries a hard rule worth planning around: at least 30% local shareholding held by Singapore Citizens or PRs, and group annual turnover not exceeding S$500 million. On the grant side, Startup SG anchors early-stage support — Startup SG Founder pairs first-time founders with mentors and a capital grant, and Startup SG Tech co-funds deep-tech development — while the EDB draws larger and international ventures.
What your plan needs depends on which door you are knocking on:
- Bank loans (EFS) — DBS, OCBC and UOB underwrite on cashflow and debt-servicing ability; the plan needs defensible projections and a clean use-of-funds breakdown.
- Government grants (Startup SG, EDB) — assessors look for innovation, scalability and a credible commercialisation path.
- Investor and VC plans — in one of Asia's most sophisticated venture markets, the plan supports the deck with rigorous market sizing, unit economics and a path to a regional return.
- EntrePass and Tech.Pass plans — the EntrePass for founders relocating to operate a Singapore startup requires a substantiated business plan; we write to what the Ministry of Manpower assesses.
Where a written plan is required — a bank, a grant body, or a pass application — we build to the exact specification.
Singapore's startup and funding ecosystem
Singapore is the headquarters city for venture capital across Southeast Asia. Peak XV Partners (formerly Sequoia Southeast Asia), Vertex Ventures (backed by Temasek), Monk's Hill Ventures, Jungle Ventures, Wavemaker Partners, Golden Gate Ventures and East Ventures all run regional mandates from here, with Temasek and EDBI anchoring the state-linked end of the market.
The accelerator scene is just as deep. Antler runs its flagship co-founder-matching programme here, writing US$150,000 for 10% equity into newly formed teams, and Techstars Singapore, Plug and Play and 500 Global all operate locally. The dominant sectors are unmistakable: fintech, logistics and supply-chain tech, deep tech and increasingly AI and sustainability, with Singapore positioned as the natural base for founders selling into Indonesia, Vietnam and the wider region.
That bar is high. Singapore investors see regional dealflow constantly and expect founders who understand the whole of Southeast Asia, not just the home market. We write to that standard — and we are equally at home with the city's everyday F&B, retail and services businesses applying to a bank under EFS rather than chasing venture.
Why Singapore founders choose Avvale
We have helped founders raise over $1 billion and funded 300+ companies across 30 countries. Our work has been featured on Shark Tank and Dragons' Den, we hold a 4-star rating across 150+ reviews, and we are UCL-backed — grounded in University College London's entrepreneurship community.
Pricing is transparent: most plans run $1,000 to $3,500 depending on complexity, with no hidden fees, and we start with a free consultation so the scope is clear before you commit.
Plainly put: we are based in London and have no office in Singapore. We work with Singapore founders entirely remotely, and the time difference works in your favour — we build and refine while Singapore sleeps, with progress ready for review at the start of your day.
Get a business plan for your Singapore business
Whether you are raising a venture round, applying to DBS, OCBC or UOB under EFS, or building an EntrePass case, a sharp plan is what gets you taken seriously. Book a free consultation to talk through your goals, or view packages & pricing to see what fits.
Frequently asked questions
Can you write a business plan for an EFS loan from a Singapore bank?
Yes. We prepare plans to the standards DBS, OCBC and UOB apply when underwriting Enterprise Financing Scheme facilities — the SME Working Capital Loan and others — with the projections, debt-servicing detail and use-of-funds breakdown their credit teams expect.
Do you understand Startup SG and EDB grant requirements?
We do. Plans aimed at Startup SG Founder, Startup SG Tech or EDB support lead with innovation, scalability and a credible commercialisation path, because that is what those assessors weigh.
Can you prepare an EntrePass or Tech.Pass business plan?
Yes. We write substantiated, well-evidenced plans for founders relocating to Singapore on the EntrePass, structured around what the Ministry of Manpower assesses for innovative startup applications.
How does working with a London-based firm actually work?
Entirely remotely. We run everything over video calls, email and shared documents, and the time gap means much of your plan is built while Singapore sleeps. Founders across the island work with us without meeting in person.
How much does a Singapore business plan cost?
Most projects fall between $1,000 and $3,500, depending on scope and complexity. The free consultation lets us scope and quote your plan precisely before any commitment.
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Services: Business plans · SBA loan · Bank loan · Visa plans · Pitch decks