EB-5 Visa Business Plan | Matter of Ho Compliant | Avvale

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🇺🇸 EB-5 Immigrant Investor

EB-5 Visa Business Plan

A USCIS-compliant EB-5 business plan built to satisfy Matter of Ho standards, with full economic impact analysis, 10-job creation documentation, and 5-year financial projections prepared by immigration business plan specialists.

High net worth investor reviewing EB-5 investment portfolio in a premium city office
300+Plans Written
$100M+Funding Raised
5–14Day Delivery

Matter of Ho: What Every EB-5 Business Plan Must Include

Matter of Ho (1998) is the binding USCIS precedent that defines the required elements of an EB-5 business plan. Every EB-5 petition is assessed against these criteria, a plan that omits any element is grounds for an RFE or denial.

Business Description & Objectives

Full description of the new commercial enterprise, its legal structure, ownership, location, and the specific products or services it will provide, with documented objectives for the investment period.

Job Creation Analysis

Documentation that the investment will create at least 10 full-time positions for qualifying US workers. Must include specific job titles, descriptions, hire dates, and wage rates, direct jobs for direct EB-5; economic impact for RC-pooled investments.

Comprehensive Market Analysis

Target market sizing, competitive landscape, and demand evidence specific to the enterprise's location and industry. USCIS requires this to be sourced from credible, cited data, not estimates.

Financial Projections with Assumptions

5-year P&L, cash flow, and balance sheet. All assumptions must be explicitly documented and cross-referenced. Monthly projections for Year 1. Revenue projections must reconcile with the job creation plan.

Management & Personnel

Organisational chart, management team CVs, and planned staffing schedule. USCIS scrutinises whether the management team has the experience to execute the stated business plan.

Investment Deployment Timeline

Specific timetable for how and when EB-5 capital will be deployed, USCIS requires evidence that funds will be "at risk" and actively invested, not parked.

EB-5 Investment Requirements (2024)

Investment Type Minimum Investment Job Requirement Route
Standard (non-TEA) $1,050,000 10 direct full-time US jobs Direct EB-5
Targeted Employment Area (TEA) $800,000 10 direct or indirect jobs Direct EB-5 or Regional Centre
Regional Centre, TEA $800,000 10 direct/indirect/induced jobs USCIS-designated RC
Set-Aside, Rural $800,000 10 jobs (priority processing) Rural TEA set-aside

How We Write Your EB-5 Business Plan

1

Free Consultation

Confirm investment route (direct vs RC), TEA status, industry, and attorney involvement.

2

Matter of Ho Brief

Comprehensive questionnaire covering all nine required Matter of Ho elements.

3

Compliance Drafting

Plan written to strict Matter of Ho standards, every required element documented and cross-referenced.

4

Attorney-Ready

Final plan packaged for inclusion in your I-526E or I-526 petition package.

EB-5 Business Plan Packages

Essential

From $1,500 / plan

For straightforward direct EB-5 applications with a single enterprise and clear job creation structure.

  • Matter of Ho compliant plan
  • 45-page minimum
  • 3-year financial projections
  • 10-job creation documentation
  • Market analysis
  • 1 revision round
  • 10–14 day delivery
Book a Call

Premium

From $4,500 / plan

For complex regional centre projects, real estate developments, or RFE response support.

  • 80–100 page full plan
  • 5-year monthly projections
  • Full economic impact study
  • RC-specific compliance
  • Dedicated consultant
  • Attorney coordination
  • RFE response support
  • Unlimited revisions (30 days)
Book a Call

EB-5 Business Plan, FAQs

What is the EB-5 Reform and Integrity Act and how does it affect my plan?
The EB-5 Reform and Integrity Act (RIA) was enacted in March 2022 as part of the Consolidated Appropriations Act. It reauthorised the Regional Centre programme, increased investment minimums, introduced rural set-asides, and created new integrity measures. Business plans submitted after March 2022 must reflect these changes, including the new investment thresholds and any applicable set-aside category.
What is the difference between direct EB-5 and a Regional Centre investment?
Direct EB-5 involves investing in your own new commercial enterprise and directly creating 10 full-time jobs for US workers. Regional Centre EB-5 involves pooling your investment with others through a USCIS-designated Regional Centre, job creation can be direct, indirect, or induced under the economic impact model. Regional Centre investments are more common for real estate and large development projects.
What is a Targeted Employment Area (TEA)?
A TEA is either a rural area or an area with unemployment at least 1.5 times the national average. Investments in TEAs qualify for the reduced $800,000 threshold rather than the standard $1,050,000. TEA status is determined at time of investment, not at time of filing.
What is an I-526E petition?
The I-526E is the petition form for EB-5 investors investing through a designated Regional Centre under the EB-5 Reform and Integrity Act. The original I-526 is used for direct EB-5 investments not through a Regional Centre. Your business plan is submitted as supporting evidence with whichever form applies to your investment route.

Ready to Write Your EB-5 Business Plan?

Book a free 30-minute consultation. We'll confirm your investment route, TEA status, and exactly what your Matter of Ho compliant plan needs to include.

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